Bartender insurance

Jan 14, 2018 · How Much Is Bartenders Liability Insurance? Bartenders can purchase either a 1–3 day event liquor liability insurance policy starting at $99 or an annual liquor liability policy starting from $199. You'll need a general liability policy first, but don't worry, …Insurance Coverage for a Private Bartender Individual bartenders who are hired for an event, such as a wedding, corporate affair, or any other social gathering can be sued for damages caused by someone who causes a car accident or hurts someone due to impairment from the alcoholic beverages you served. Jun 18, 2019 · What Bartender Insurance Does Liquor liability insurance, also known as bartender insurance or mobile bar insurance , covers your expenses if you're sued. . Technically the bartender should be added as an additional insured for that event. Simple mathematics suggests that the insurance policy runs about $100, a humble bartender (such as myself), $25 an hour, the self-catered food and liquor, at cost. Hence, a 5 hour event would run $225 + the cost of food and liquor. The person or organization hosting the event and supplying the alcohol has primary liability by default and should include the liquor exposure on their insurance. Liquor liability insurance gives you a layer of defense against claims stemming from your alcohol service. Sep 06, 2014 · You are correct. Depending on the policy and the circumstances, that may include legal fees, settlements, medical costs and damages. As a bartender, you face unique risks specific to your industry, such as liability for serving alcohol to somebody who is already inebriated

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